Finance's Archives

There’s a lot to be said for those who put their time and effort into making a business from handmade jewelry. It takes a certain amount of creativity, determination and the ego to push yourself forward – if people don’t know about you and what you’ve got to offer, there’s no chance that they’ll be buying your products. So there is a pinch of sass that you will need to get yourself out there. So why should we be thinking about taking this step into this world of investment? It’s Always Going To Be Popular Since when has jewelry of any sort not been popular? We are uncovering different bits and pieces from thousands of years ago, so we know that our ancestors definitely loved it. It portrayed a sense …

Couples can be very passionate about their choice to go with either joint or separate bank accounts once married. Like most aspects of married life, there is no right or wrong answer. There are a few different philosophies, each having pros and cons to consider. Image Source: Flickr Top Reasons Why Couples Prefer Joint Accounts 1.  Unity This is the most popular reason couples cite for choosing joint banking. They see their marriage as uniting them as one in all things, including finances. This is especially true if one spouse vastly out-earns the other. There’s no sense of “his” money or “her” money. 2.  Communication Many couples feel that a joint bank account is more likely to result in regular communication about their joint finances and therefore, their financial goals. …

Better Financial Management Did you ever find it odd that personal finance wasn’t a topic readily discussed in school? I’ve heard it’s this way because they’d rather have parents talk to their children about finance, but then that day rarely comes for many if at all. Even adults have issues with understanding their personal finance and management; how is it then possible for them to teach the youth? It would be nice if finance was taught in schools but let’s not hold our breath. Instead, let’s take a minute to remember where we’re at in this moment: you’re online, you have access to the world’s knowledge, and you have free time. So why not brush up on financial literacy (even if it’s a few minutes a day)? My first recommendation …