Finance's Archives

If you want to get on the property ladder, then it can be a long journey to get there. One of the most frustrating things is that often your mortgage repayments will be less than what you are paying in rent now! But unless you have enough for a deposit, and can approved for a loan, then being loaned money is just not going to be happening. Why is becoming a homeowner so important anyway? For many, not all, they will see a cheaper cost of living than if they were renting. And for a lot of people, it is knowing that you have money going into a physical asset that it yours, and you can sell it if you needed to. That asset and money can be used towards …

Debt is one of those things that’s easy to get into, but difficult to get out of. Just about everyone has some form of consumer debt. Whether it be student loans, a mortgage, or credit card bills, debt is a staple in the lives of many. Though obtaining some debt is to be expected, when it reaches levels that span beyond your income and ruin your credit history, doing something about it is necessary. There are several methods and resources out there that can help you pay down your debts, you just have to know where to look. Below are a few solutions to consider trying. Look at Your Budget It may seem as though you’re unable to pay your debts when you’re struggling to pay your daily bills. However, …

The much-heated discussion about the UK’s exit from the EU is providing great fodder for news headlines. However, expert’s advice that for the discerning business investor, this is all merely background noise. It will not prevent the continued foreign expansion and investment in the UK as recent indicators seem to suggest that trust in the UK economy is stronger than ever. There is a great deal of factual evidence to support that confidence as we will now show. Britain is still the primary focus of business immigration for companies seeking a European base. In fact, its status as Europe’s most attractive overseas investment location has not been this strong since 2005, before the financial crisis. The Organisation for Economic Co-operation and Development (OECD) has announced that UK FDI inflows rose …

Everyone wants to experience what it’s like to have extra cash on hand, but so many people are in debt that it’s hard to not live paycheck to paycheck. However, even if you do live paycheck to paycheck, there are certainly ways you can make some extra money and ensure your budget balances out in a beneficial way. The best way to do this is to get rid of the following six things that are costing you money, but that you can turn into extra cash. 1. Unused Monthly Expenses Take a good hard look at your monthly expenses and take note of any recurring ones that you may be able to live without. For instance, do you pay for a monthly gym membership you don’t use? Do you subscribe …