Advice for home buyers in Delaware

Buying your first home is an exciting proposition – but it’s also slightly terrifying. The small print, the sales-driven realtors and the abundance of choice make things a little daunting for those who have little experience in the market. It’s enough to send your head into a tailspin. Here’s some advice. When looking for homes for sale in Delaware, it pays to do your research. If you’re a first-time buyer, make sure you consider the following tips before making that all-important final call. Be Aware of Market Value Buying a property isn’t just about what you can afford or whether […]

Continue Reading

Top five ways to improve your bank balance

If you’re knee-deep in debt it can be easy to bury your head in the sand, but this won’t make your problems go away. The only way to improve your finances is to address the situation head on and implement some money-saving strategies – so what should you be doing? Speak to a financial advisor Whether you want to consolidate credit cards or improve your credit score, it’s a good idea to talk to a professional. Financial advisors are there to help and can provide you with all the latest information regarding pensions, mortgages, loan repayments and much more. Personal […]

Continue Reading

Will a Financial Planner Help You?

If you are not using a budget of some sort for your family finances then you are not being proactive in your financial life. Some people use a Certified Financial Planner to help them get on track with what they are hoping to reach in life financially. A financial plan is a document that is in a binder and will break down all educational components as well as a tailored plan of action steps so that you can take action in a positive direction to meet or exceed your financial expectations of a future for your family. When working with […]

Continue Reading

New Year, New Business?

Are you thinking about starting a new business this New Year? It’s a great idea and I say go for it but here are some things to think about prior to starting your business: What is your niche? Is the market already full of this particular niche? If yes, what will you do to be unique? Will you be selling a product, service or a mix of both? Research all costs beforehand and create an estimate so that you are aware of the upfront out of pocket start up costs. What will you use to market your business; social media, […]

Continue Reading

Week 1 52 to Fabulous: Fab Beginnings

This is my first week participating in 52 to Fabulous, I just love the positive ring to that, don’t you? I am forced to focus on my wants this week rather than my needs, which I will admit is very hard for me. I haven’t been one to ever focus on anything I simply want, it’s always been about my family’s needs, but I can do this!

Continue Reading

Get Out From Underneath

One thing I have noticed as a pattern with many woman, myself included, is that they get comfortable in their marriages or relationships and allow one person to dominate the financial support of the household.  As a married mother of three, my husband and I decided that I would be the stay at home mom and that he would be the primary financial support system for the household.  This was a great setup, but then one day simply being a “stay at home mom” wasn’t enough for me, the workaholic in me needed more, my independent attitude needed more.

Continue Reading

Unconditionally, Forever and Always

With finances being short and many losing their jobs, it may be hard to think positive thoughts.  Each day we work hard to support our family, whether you are a work at home professional or a machine shop worker, you work hard to make sure your family has food on the table and the bills are paid.  The economy is in a rough place and as we find the cost of living rising we also find the pay increases remaining the same if not lowering.  Of course I was not around during the depression but I have watched many shows […]

Continue Reading