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NH Mama loving life. Co-Author (w/ my daughter) of Positive Girl - The Power of Your Thoughts. Fueled by coffee, great convos & optimistic thoughts! Brandy Ellen, Virtual Assistant is a work from home entrepreneur. Question about this post or something found within it? Read my Disclosure Policy as well as Terms of Use.

3 thoughts on “The In’s and Out’s of Family Insurance”

    1. I never wrote insurance in MA, but in the other 40 states, it’s always less expensive for a new driver to be on his parent’s policy. That way he can take advantage of their discounts. The are discounts and lower premiums for multi-car, older drivers, multi-policy households (multiple insurance policies in the same home with the same insurance company), and good driving discounts, for example.

  1. We just had a family member pass who didn’t have life insurance. Loving, big-hearted guy that he was, I do have to say no one was surprised because as much as we loved him, we all knew responsibility was never his strong suit. It was a big mess for everyone (his grown children arguing over funeral vs. cremation because he didn’t state his wishes) and we all had to chip in money for expenses. It really wasn’t pretty and made an awful situation even more difficult. I’m a firm believer that you should def. def. def. invest in life insurance if you don’t have it.

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