My boyfriend recently went through the process of purchasing a home here and let me tell you what, the process is unlike it used to be back when I purchased my first home in 2005. There are so many mortgage options available with different rates as well as different regulations set forth as to what type of home you can purchase. Check out Canadian mortgage rates online or you can check out American mortgage rates online just about anywhere on the Internet. I believe checking out the mortgage rates in your area is the first step in any home buying decision. There are a lot of other factors, aside from just the rates that may take place when you are looking to get your first home mortgage. The type of …