Saving Money's Archives

What does it mean to be financially free? Does it mean that you are no longer dependent on your weekly or monthly paycheck? Does it mean having the capacity to eat at an expensive restaurant just because you feel like dining there? Or does it mean the freedom to travel and enjoy the world? It’s actually all that and more. Being financially free is allowing yourself to breathe and live free from the shackles of monetary constraints. Budgeting for Financial Freedom Most people interpret financial freedom as being rich. But being affluent does not even begin to capture the essence of the freedom that we are talking about. Financial freedom is being in control of your money, rather than it being in control of you. And being financially free does …

People who are in their 20s and 30s and have steady employment enjoy spending their money on things they love, such as holidays, cars, nice clothes, and going out. Worryingly, many younger people do not think about putting money aside for their saving for retirement. This is because retirement seems such a long way off and people often believe they have plenty of time to worry about all that later. By making sure you start planning financially for your retirement from an earlier age. You can look forward to enjoying a good standard of living by the time you reach an age where you have enough time to enjoy life. Saving for Retirement Should Start When Whether you plan to live your senior years out in your own home or …

You know how important it is to keep your front lawn healthy. Not only does it make your house look attractive, it also boosts your home’s value significantly. This would explain why homeowners invest a lot of time and money just to spruce up their homes and become the envy of the neighborhood. Save Money On Lawn Maintenance Sure enough, transforming your lawn through intensive landscaping can definitely drain your wallet drain. You’ll be spending thousands of dollars at best just to make the grass look tidy and add decorations that will improve the way your lawn looks. That being said, you might want to consider cost-saving solutions that will beautify your lawn and keep your home improvement expenses low. Here are a few cost-saving tips you might want to …

Car insurance companies are starting to offer a new way to offering price insurance to customers that would now figure in based on their vehicle usage. Pay-per-mile insurance is a new trend that bases your payment on how much you drive. The largest company in America offering pay-per-mile insurance is Metromile. However, several Canadian insurance companies are beginning to offer the new pricing scheme, too, but how much will it cost in the end? How Does Pay-Per-Mile Work Each insurance company differs in how they implement their pricing scheme for pay-per-mile insurance. Generally, users pay a flat fee, and then each mile costs a few cents added to your bill. Driving 200 miles a month at a rate of $0.05 per mile would add $10 to the cost of the …