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NH Mama loving life. Co-Author (w/ my daughter) of Positive Girl - The Power of Your Thoughts. Fueled by coffee, great convos & optimistic thoughts! Brandy Ellen, Virtual Assistant is a work from home entrepreneur. Question about this post or something found within it? Read my Disclosure Policy as well as Terms of Use.

12 thoughts on “Common Pitfalls of Debt Consolidation and How to Avoid Them”

  1. We don’t even have credit cards and the only debt we have is our mortgaeg and a car payment. I try to have as little as possible.

  2. I tell my adult children that the best financial decision they will make will be to NOT go into debt.

    Does just closing a credit card account affect your credit score?

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