The idea of early retirement can be a really attractive one to some people. Not having to get up for work every day, especially on a Monday can feel like it will be a fantastic thing. However, early retirement can bring problems which are worth considering when you are thinking about whether you should choose it or not.
Standard of Living
Money is an important consideration when you are thinking about retirement. You may have a pension fund, but that is unlikely to pay out until you reach an older age. Sometimes you can draw on it early but you may find that if you do this then you will have to draw less money each month, which make it more difficult to manage as you get older. You may use a lump sum of money, but you may be better off keeping this for a bit longer in case you need it to fall back on when you get older. You do not want to have to contemplate selling your property, using credit cards or payday loans, retirement doesn’t like those type of invesments.
Once you stop having to use your brain each day, seeing new things and people, you may find that you start to get bored. You may enjoy going out and about for a while, perhaps travelling and seeing family. You may want to do some work on the house or take time to do some hobbies. However, you cannot do these things forever and so you will need to consider whether you might regret early retirement and wish you had kept the work out for as long as you could have.
In most jobs people have a lot of social interaction. They will get a chance to meet other people and talk to them and maybe deal with new people on a regular basis. Once retired there will be no interaction with work colleagues or customers. This may be a relief to some people initially, but it can get lonely once you are not seeing different people each day.
Relationship with partner
The relationship that you have with your partner could change once you retire. You will see a lot more of them and this could be difficult. You may no longer have so many things to talk about as you will not be discussing what you were doing at work that day. You may find that you like seeing more of each other but it will bring a change to your relationship. You may find that it changes in an unexpected way.
Have a sports nut kid in the house? I do. He is six years old and not quite sure where he got his sports addiction from because no one here nor his Dad watches sports. This kid loves soccer, football, basketball, you name it, he wants to play it. Although at age six he can only play soccer, t-ball, wrestling or basketball. This winter Basketball is going to be his sport and he is so excited!
What my six year old wouldn’t give to have mail from Sports Illustrated Kids and you can give your little sports fan this gift this holiday season for cheap!
SPORTS ILLUSTRATED Kids is THE magazine for boys and girls who love sports. It presents sports the way kids want to read about them: with great action photos, easy-to-read stories about star athletes, helpful instructional tips from the pros, and humor, comics, and activities. SI Kids is a great way to encourage kids to read, and it has won highest honors from the Association of Educational Publishers and the Parents’ Choice Award.
This will make the best stocking stuffer this year, so head on over and subscribe to SI Kids Magazine today and get your kid happy about sports and enjoying more of them!
Disclosure: We receive a Christmas stocking full of promotional material and a free one-year subscription from SI Kids
If you have read my blog since the beginning, you have read some stories of the angry child. My middle son recently diagnosed bipolar had some major issues with anger outbursts. Mostly at home, because outside of the home he had such major anxiety that it kept his anger at bay, for the most part.
So being a loving, patient and positive Mom has meant I was okay with dealing with an angry child but let me tell you what, my patience were tried over and over again so when I was recently approached to share my tips and answer questions about how to diffuse the anger bomb in children, I was all for sharing my tips with other parents.
If you want to read the interview that was taken by myself and a couple other woman, please check out the article that features my answers as well as resources we all use for parenting advice; Diffusing the Anger Bomb in Children.
Image courtesy of Arvind Balaraman / FreeDigitalPhotos.net
Quotes that make you think, quotes that make you wonder, quotes that make you smile, that is what Sunday is all about! Enjoy
It is easier to be wise for others than for ourselves. — Francois De La Rochefoucauld
One who understands much displays a greater simplicity of character than one who understands little. –Alexander Chase
Work spares us from three evils: boredom, vice, and need. — Voltaire
The best way out is always through. — Robert Frost
Try not to become a man of success but a man of value. — Albert Einstein
The more difficulties one has to encounter, within and without, the more significant and the higher in inspiration his life will be.– Horace Bushnell
You must look into other people as well as at them. — Lord Chesterfield
We are far more liable to catch the vices than the virtues of our associates.– Denis Diderot
Be courteous to all, but intimate with few; and let those be well-tried before you give them your confidence. — George Washington
Today is the day, I am hopping onto a plane and flying to Type-A Parent Conference. I will arrive in NC one day before the conference actually starts which will give me time to settle in and get used to being away from my sons. I have a feeling I will cry like a baby when I say goodbye to them, as I am scheduling this blog post before I leave so who knows what reaction I will have.
I am used to being away from my daughter, after all this weekend is her weekend with her Dad so I am only missing a one night time with her, which would have been tonight. Luckily this trip fell on his weekend to be with Ki because other wise it would have messed up our visitation schedule for sure plus I don’t feel bad traveling when she is away with her Dad.
Miss Ki really wanted to fly with me, she is so opposite of me. I am sitting her nervous thinking about the idea of flying and being confined while she is begging to fly on a plane anywhere. I know that I will miss my “babies” but at the same time we are together so much that I think the boys will enjoy their time with their Dad these four days I am away.
I know that they all will be perfectly fine and I can talk with them over the phone at various times throughout the conference so all will be just fine, I hope! I know talking to them over the phone may make me miss them more. I have been known to get homesick but this was back when I was a child visiting my relatives, not as an adult.
Since having my children I haven’t done much because they truly are my loves. I am excited to have this experience to learn more and meet some of my blog buddies in person for the first time since I started bloggging in December of 2008.
So off I go to fly with @mommycosm and attend a great conference to learn, have fun and of course see @mommadjane for the first time in two years, yes we are roomies, this shall be interesting!