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Credit Cards for People with Bad Credit

Has anyone ever tried to get one of those credit cards for people with bad credit? I have done this in the past, it usually seems to be much like a regular credit card and I enjoyed using mine for emergency reasons and quickly paid it off. Some people, like myself, received a lot of credit card offers when they hit the ripe old age of 18. Some of those 18 year old adults were able to say no thanks and rip that application right up but I was not one of those. I ended up with three if not four credit cards at age 18 and couldn’t pay them all off, I used them irresponsibly and took three years to pay them off.

Of course, having those type of credit cards at a young age I had learned that credit cards can be good and poor credit credit cards can usually help a person rebuild their credit score if they can use the card correctly. Such as the situation when I received one of these type of credit cards and here is how they usually work:

  • Start with a balance between 150 and 1000.
  • Credit increases can happen after your fourth statement and from there possibly every four months.
  • More than 800,000 people have benefited from these types of credit cards.

So the question remains, have you tried a credit card for people with bad credit before? If so, how did it work out for you?

Disclosure: This is post from a campaign at Sponsored Reviews. All opinions are 100% my own.

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CLOSED Voskos Greek Yogurt Review and Giveaway

Today I am excited to share with you a brand of yogurt I hadn’t ever heard of nor tried, Voskos Greek Yogurt. So far I have found that this brand of yogurt is more creamy than other yogurts I am used to. I also found out that my step mother enjoys this kind of yogurt, or my step sister, one of the two so I dropped off some of the samples I received to them.

Voskos_Logo2_TwitterSize

About Voskos Greek Yogurt

  • High in Protein
  • Live and Active Probiotic Cultures
  • Gluten Free
  • Thick & Creamy
  • No rBST, rBGH, GMO

Healthy for you and a delicious way to get your protein into your daily diet. I am horrible at eating right so Voskos Greek Yogurt seems like a great way to help me get my daily intake of goodies. Although creamier than what I am used to, I did enjoy taste testing this product and was thinking about doing some recipes with their yogurt in the future.

You can chose from All Natural or Organic Voskos Greek Yogurt depending upon your personal preference.

A Giveaway?!

Five lucky readers will win 2 coupons each are good for one free Voskos Greek Yogurt! This is open to United States only and ends at 11:59pm on August 30, 2010.

Enter to Win:

REQUIRED first entry: head on over to Voskos Greek Yogurt website, have a look around and then come back here to this giveaway blog post & leave a comment telling me which flavor you are interested in trying most.

EXTRA optional entries:

  • Follow @brandyellen and @GoVoskos on Twitter. Leave twitter ID in comment below.
  • Tweet up to THREE TIMES per day about this giveaway. Use this bit.ly link please: http://bit.ly/9gwvr8 Leave a comment below with the link to your tweet.
  • Blog about this giveaway linking to both Voskos (www.voskos.com) and this blog post (http://bit.ly/9gwvr8). Leave a comment with a link to your blog post.
  • “Like” Voskos Greek Yogurt on Facebook. Leave a comment with your Facebook profile name.
  • Follow Happily Blended through Google Friend Connect (right hand side bar) and leave a comment with your username.
  • Subscribe to Happily Blended’s newsletter. Leave a comment telling me you did this.
  • Subscribe to Happily Blended Blog Updates via RSS or Email. Leave a comment stating which way you subscribe.

Disclosure: I received a variety of samples from Voskos Greek Yogurt to thoroughly facilitate this review and giveaway post. All opinions are based on my own preferences.

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Wordless Wednesday: Oh The Differences

With my three children that is!

One is gonna knock you out if you upset him ….

give the elbow

knock ya out

One is gonna stand upside down if you upset him …

Upside Down Toddler

And one rarely gets upset ….

Home Depot Workshop

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Do You or Did You Use Scholarships for College?

When I went to go to online college and spent near two years working on my Bachelors Degree in Business Management I never once tried to get any scholarships. Of course I got grant money and loans which I must find a way to pay back, without a degree mind you. We won’t go off topic with that discussion regarding my online college experience, because today I want to discuss college scholarships.

Like I said I didn’t use any scholarships nor did I apply for any when I was looking into my online college courses because I was completely clueless and when dealing with a financial aid department virtually it makes it so much hard to understand the financial end of college courses. I recently found out there are college grants and so I had applied for a lot of those and ended up with I think the normal type of grants just about everyone gets, don’t ask me what they are called, I was clueless with the financial end of this college stuff.

I hear there are a lot of minority scholarships available as well, but I am not considered a minority so that doesn’t really apply to me, but I am sure it may apply to some of you who are reading this article. So today I ask, did you use or are you planning to use scholarships for your college education?

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Dive Olly Dive & WordWorld Pirate Sheep DVD’s Review

Dive Olly Dive Under PressureDive Olly Dive “Under Pressure” on DVD since July 6, 2010

If you are not familiar with Dive Olly Dive it is a unique series for young children, feautring the adventures of two young research submarines in training, Olly and his best friend, Beth. Each episode excites my sons and keeps them wanting more. Not only do I love this for it’s adventure but it helps with problem solving in preschoolers, something I feel is important for my sons to learn about.

This particular DVD hit shelves on July 6th and has a run time of 60 minutes featuring 5 stories and is suggested to sell for an introductory price of $6.99. There are other titles available on DVD of Dive Olly Dive such as Whale of a Tale, The Adventure Begin in the Sea and Ship Shape Sub.

I know my sons enjoy this show and will sit through this whole DVD without moving, a feat for these two active boys! Purchase this on NCircle Entertainment or Amazon.

WordWorld Pirate SheepWordWorld Pirate Sheep hit DVD on June 8, 2010

You all have to be familiar with this show that airs on PBS kids nearly every day, I know my kids are and they love it. I think it’s great that the cartoons in the show are all words, when I actually realized that I was like “wow” totally cool! Today I am sharing this new DVD with you titled Priate Sheep that I received form NCircle Entertainment. This DVD includes four episodes and is sure to be a hit with your preschooler! Running time is 60 minutes and can be purchase for a suggested retail price of $6.99 on NCircle Entertainment, Toys r Us and Amazon.

Disclosure: The products listed in this review are part of a monthly DVD program I am in with NCircle Entertainment where they send me free DVD’s to review with my family and share my honest opinion with my readers. All opinions are based on that of my own. Product was provided free, but opinion is MINE 100%.

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My Least Favorite Thing To Do

I can’t believe we are over half way through the year 2010, time flies when you are having fun, right? Or building a business and blog and family, but anyways … as the year flies by I find myself wanting to make sure that all my accounting records are up to date so that at end of year when I have to file that tax return I am ready to do it fast and accurately. Nothing is worse than the end of year coming along and not having all your business records in an organized order.

I love to stay organized so I use a software program to keep attract of all my business income whether from this blog or my actual DBA Brandy Ellen’s Business Solutions, a virtual assistant business. It is important to have help with tax returns if you don’t understand them even if you are simply filing a personal tax return. There are many financial planning and accountant places that can offer you their services to assist you in making sure that tax return is filed correctly and on time every year.

Whether you are in the United States or another country there are accountants in New Hampshire, Connecticut and even accountants in sydney. It’s all a matter of seeking out the right accountant for your needs. So tell me, do you use an accountant and how do you like using them to keep your financial parts of business in order?

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