Life Insurance Awarness Month – Let’s Talk with SBLI #LifeProtected #sponsored

This post is sponsored by SLBI @SavingsBankLife, however, all opinions and experiences expressed are that of my own.

I attended a life insurance virtual briefing with SBLI last week and a lot of the information stuck with me, today I share with you that information and invite you to participate in a live Twitter Party with myself and other panelists to discuss life insurance. Before the virtual briefing with Ernest P. Valliere, CLU, ChFc, I knew a little about life insurance. My main education was with corporate employee benefits life insurance, not with any private life insurance carrier. There are 8 myths about Life Insurance and I honestly believed most of them before attending this briefing;

  1. Buying Life Insurance is a hassle
  2. You only need it if you have kids
  3. Insurance Policies are all the same
  4. Buy it once and don’t think about it again
  5. Life insurance through work is enough
  6. It’s too hard to talk to my family about dying
  7. Only Primary Breadwinners Need it
  8. I Can’t Afford it

Did you or do you believe any one of those myths? I know that I felt I didn’t need Life Insurance before having children, I know that I felt Life Insurance is too expensive for me and I felt that once you buy it, you never think about it again. Those are the three myths out of the eight that I believed to be true.

SBLI Life Insurance Awareness Month

Buying Life insurance doesn’t have to be a hassle, at Savings Bank Life, their agents work with you to get to know you and your needs. Each agent at SBLI has been trained to work within your budget and needs, they do a lot of question asking and you do most of the talking as they listen to determine what type of Life Insurance may be best for both your needs and budget. It doesn’t matter if you have given birth to children, adopted children or have another adult dependent upon you – if you are financially supporting of anyone in the world, then you need Life Insurance to protect them should the unexpected and unthinkable happen. There are many different life insurance polices; most specifically there are Term Life and Whole Life plans, which one you should get will be determined upon speaking with a Savings Bank Life agent.

 Term Life – Offers coverage for a period of time, great for those who know they may be passing within a 10, 15, 20 or 30 year timeframe. Lower premiums than Whole Life. Think of Term Life as renting a home versus owning a home.

Whole Life – Offers coverage for your whole life, until the day you die. Higher premium payments than Term Life, that are locked in after a period of time. Build cash value that grows without being subject to taxes. Ability to borrow from the cash value as you see fit. Think of Whole Life as buying a home versus renting a home.

I know that we discuss Life Insurance all of the time since the house was purchased by my fiance over a year ago. My three children and one of his children live with us, we are not married but we went into this home together, he may be the owner, but we built all that we have together in the last year and half together, side by side as if we were married. Life Insurance has come up a lot, as I am the proactive type of person and as much as I can dream and hope, I am also very down to Earth realistic. I know that I depend upon a lot of his income and while I could survive without him, it wouldn’t be as comfortable for the children and me as it is now. That is a sad reality, and as hard as it is to think about for some, you need to think ahead because anyone can die at any time, irregardless of age and health, I know I would rest easier knowing that our children are set for their life should the unthinkable happen.

How Can you Learn More to Ensure your Family is Covered with Life Insurance?

Check out this No Nonsense Life Insurance Quick Guide {viewable on most devices, including mobile}

Share this post with your family, to open the discussion that may have otherwise been difficult to mention.

Attend the #LifeProtected Twitter Party on September 16, 2014 at 1pm Eastern to 2pm Eastern.

What: Join us for a Twitter party to raise awareness about the importance of life insurance!

Details: This September marks the 10th anniversary of Life Insurance Awareness Month. This year, we’re celebrating with a Twitter party to dispel eight myths commonly associated with life insurance and share tools to help you assess your life insurance needs. We’ll also be sharing tips on ways to have that important conversation – we call it the No Nonsense Conversation – about your family’s financial security.

Win Prizes: We will be giving away five prizes to randomly selected winners. Five winners who answer trivia questions during the party will receive $50 VISA gift cards! 

Where: We’ll be on Twitter – follow the #LifeProtected hashtag to track the conversation. You can see the details and RSVP via this Twtvite:  http://twtvite.com/lifeprotected

Host: @SavingsBankLife

Co-hosts:

Brandy, Happily Blended – @brandyellen
Chrysa, Thrifty Jinxy – @ThriftyJinxy
Dawn, Homemaking Hacks – @dawnchats
Emily, Nap Time is My Time – @naptimeismytime
Gena, Life with Captain Fussybuckets – @CptFussybuckets
Jenn, The Rebel Chick – @TheRebelChick
Jennifer, Me, Myself, and Jen – @AFewGoodJens
Kristin, Exploring Domesticity – @ExpDomesticity
Scarlet, Family Focus Blog – @familyfocusblog
Shauna, Adventures of 8 – @adventuresof8

So, will you try to join us and learn more about Life Insurance on Tuesday, September 16, 2014 at 1pm Eastern? RSVP here: http://twtvite.com/lifeprotected 

Mabel’s Labels Provides Exceptional Quality Labels

Free Product

I have used Mabel’s Labels for many years with much success, the long lasting exceptional quality of these label’s has surpassed all of my expectations as a mother. I still use prior year review labels for my children and this year I have had the privilege to test out The Ultimate Back-to-School Combo Pack for my youngest.

Mabels Labels Back to School Review

I use these labels on everything and they have a tiny key-chain type label for back packs and other items, such as putting it on a sweatshirt where the zipper pull is. This package is the perfect back-to-school grouping of labels that covers all bases; backpacks, school lunchboxes, clothing and more! I have had these labels last on clothing tags through the wash for a very long time and I have seen them not get peeled off of lunchboxes through out a full school year. The sticky quality of Mabel’s Labels has always left me without a doubt, one Happy Mama!

About Mabel’s Labels

Moms who were frustrated with all of those items that left their home with their children decided to find a way to resolve this issue. Sure, you may still end up with lost items, however, Mabel’s Labels was created with us parents in mind; to help ease the burden of lost items between home to school or other outings our children attend. After a lot of time researching Mabel’s Labels was created with fun and durability in mind. Mabel’s Labels personalized sticky labels and clothing labels are dishwasher , microwave and laundry safe! With every company that has proven itself to the consumers, they have done what most do … grown to further their product lines in stationery, ID wristbands and household labels providing you with a label for everything so to speak!

Mabel’s Labels Offers Fundraising

One thing that always catches my eye with a company is their ability to form fundraising events for schools and communities. Mabel’s Labels offers fundraising setup for schools and other organizations with dedicated staff, unbeatable products and great commission rates. They thrive to make fundraising easy for you!

My Overall Opinion on Mabel’s Labels

I have never been let down by Mabel’s Labels, there have been no cons for me to list regarding this product because they seem to have a label size, type and design for all my wants and needs as a Mom. I have been overly impressed with the long lasting quality and ability to wash labels on clothing without fear of them coming off. I have been able to have them attached to many of my children’s school items with much durability. The personalized options that Mabel’s Labels has, leaves it open to anyone with any interest to be able to design their own label on site.  I hope that you will take a peek at Mabel’s Labels today and see what they have on site for your parenthood labeling desires!

Get Social with Mabel’s Labels

Like Mabel’s Labels on Facebook

Follow Mabel’s Labels on Twitter

 

Weekly Giveaway Link Up – Come List Giveaways and Enter Them #Giveaway #contestalert

Giveaway Linky for Bloggers who have Contest to list & People Who Want to Enter

This is how you put details into the linky below. ONLY list giveaways and please make sure to check out other giveaways listed as good bloggy karma

Name of Blog – Giveaway Item – End Date

Then choose the direct URL to place within the URL area of Mister Linky below. DO NOT link to your home page!



The Real Issues with Blended Families #LetsBeReal #happilyblended

When it comes to moving a teenager into your already established home; myself, my fiance and my three children, it becomes a bit of a challenge. There are days where we toss our hands up in the air because outsiders create issues that are unnecessary to be doing. My step daughter chose to move in with us at the end of July and she has been a wonderful addition to our blended family unit. I love her as much as I love my own children, but she has led a very different life than what my children have. This is where the difficulty comes into play.

Lee is one type of parent, who is still trying to juggle that fine line between parent and friend. I am the other kind of parent who has already figured out this parenting gig and how each of my children work. I “get” the kids, I totally understand what each of them needs, wants and desires. I understand what type of discipline, structure and guidance each need. This holds true even for my step daughter, I am quick to learning people, it’s an ability I have honed in on; to be able to read or feel the energy from others and turn that into a way to assist them or guide them into a positive future. I love being that person, but when it comes to blending a family, having a teenager moving in, well that’s where I need to draw myself a line.

I will be here to support my step daughter and I will do my best to support Lee, however, the respect needs to be built between them two first. I am the secondary mother figure, while her mother has only spoken to her twice since she moved in here, I am still the secondary mother figure. This teen needs her father, big time. She needs to be taught that parenthood is not what she has had in the past with her Mom nor with her Dad, that her father no longer freaks out about the things he may have freaked out about in the past. Lee has worked with me real hard through the last year and a half and watched first hand how I parent my three children; he has learned so much and now he wants to be somewhat like I am in parenthood, while still being his own unique self.

Advice to Anyone Welcoming a Step-Child Into The Home

It’s a difficult path to find that boundary between step parent and parent when you have a child living with you full time and the other co-parent is not involved at all. It is also difficult to find that boundary when you are the step parent and the other co-parent is so involved to the extent that you are not “allowed” to be a parental figure to their child, yet this child lives with you. Finding the right balance of such scenarios can be time consuming, emotionally draining and discouraging.

The best ways to work towards a positive future are lots of communication; between you and your partner, between your partner and their child, between their child and you, between the co-parent and the partner as well as the step parent. Basically in a nutshell; the best way to build a blended family unit, especially if you find yourself welcoming a teenager into your home full time after leading a not-so-positive lifestyle, is to have a high level of open communication, firmness and support! It’s all about balancing and trying not to walk away while you are building your blended family.

It’s not Always Easy to Stay

Some of the hardest decisions I have made in my life have come with me just walking out. Eventually, after time, if I see the other person isn’t working with me on anything, then I have to leave, but with blending a family unit, you need a higher level of patience. You have two parents to two different sets of children working together to try to have a common ground parenting under the same roof. Parenting is hard work for some, I am blessed that parenting came pretty easily to me, sure I had to work out some kinks, but I figured it out rather quickly. Other parents take longer, but so as long as you and your partner are discussing these concerns, stressors and keeping an open mind, you can succeed in blending a family. Keep the Faith, Keep the Hope and Keep the Love alive; be sure you and your partner have time together, alone, to decompress as well, this will be vitally important to your successful completion of blending a family.

Sure, maybe, I am a bit more optimistic than others, but nothing in my life has gone unplanned; if I set my mind to succeeding at something … I always do, so as long as I have the support system necessary for that success to happen. You can have the same results, if only you take time to step back, reconnect, communicate and above all open your heart to real love.

 

Making Dinner With Healthy Solutions Spice Blends {Review}

Free Product

Today I get to share with you a yummy and quick way to add some spice to your every day meals, Health Solution Spice Blends make cooking dinner easier. Why do I say easier, you ask? Oh because I know there have been many occasions when I am in the kitchen trying to cook up dinner using just the right blend of seasonings and end up using too much or too little of a spice. If you do not have the perfect blend, you can totally distort the taste you were trying to gain by using spices to begin with, this is where Healthy Solution Spice Blends can assist!

Healthy Spice Blends Add Flavor to Your Dinner

 

I was so excited to receive a huge selection of Healthy Solutions Spice Blends for all of my cooking desires; Herb Crusted Tilapia, Shrimp Scampi, Cajun Seafood, Encrusted Haddock, Lemon Pepper, Sesame Ginger Tuna, Grilled Swordfish, Salmon with Dill, Bold Beef Rub, Authentic Chili/Tacos, Hearty Beef Stew, Italian Meatballs, Perfect Steak, Savory Meatloaf, Ultimate Burger and Pork & Poultry. Can you imagine the future fun cooking dinners I am going to have with these? I just have to make sure to try every single one out as soon as possible, but today I am sharing with you the Perfect Steak Healthy Solutions Spice Blends.

Healthy Spice Blends Perfect steak (3)

I had my meat ready and the Perfect Steak Healthy Solution Spice Blends by my side. I love that the packages are resealable, so you can use this more than one time, honestly, I will get a lot of usage from this one package of seasoning blends. Perfect Steak – No salt, no sugar, just the perfect blend of rosemary, garlic & onion to beef up the flavor of your select cut. I set out to cook this up, first I followed the instructions on the package to mix it properly onto my steak for cooking, then I cooked it up right to serve with pasta and a biscuit.

Healthy Spice Blends Perfect steak (1)

What did I think about the flavor? Perfecto! I believe the flavoring was more like a dill comparable flavor for me, but maybe that is the rosemary because I hadn’t ever had rosemary before. I loved every last bite of this Healthy Solutions Spice Blends Perfect Steak, it satisfied all of my senses. You can actually save 20% off these spices when you sign up for Healthy Solutions Spice Blends Spice Healthy Eat Healthy Club. I say, why not? I look forward to hearing what you all think of these spice blends after testing them out!

Their mission over at Healthy Solutions Spice Blends is simple; they thrive to assist families to have great tasting, healthy options for their family to eat at dinner time (or maybe even lunch time if you prefer).

 

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