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Back in the years of being a single mom to my daughter there were times when I had to go to the local cash advance place and take out a payday loan. This was an easy way to get some cash to pay overdue, disconnect bill notices. I had no choice but to take advantage of the payday loan or cash advance loan system. That place is no longer here and so when I was married and we were low on cash, we had to go to the Internet to search out various payday loan options. What we found out was that there are a lot of sites on the Internet where you can get a cash advance or payday loan, one of those sites is www.credloans.com.

There are advantages to getting a short term or payday loan:

  • Get the cash you need now to avoid having utilities disconnected when that disconnect notice hits your mailbox.
  • Ability to get a loan no matter what credit type you have; poor, fair, good or great.
  • Fast cash when you need it for whatever emergency reason you may need it.

There are some things to be sure of prior to getting a short term or payday loan:

  • Research the company, do a search about the company and take everything you read online about this firm with a grain of salt, meaning sometimes people just like to complain even if the company is amazing.
  • Be sure that you will be able to pay off the short term or payday loan within the time allotted.
  • Be aware of the fact that this is a loan and that you must have the funds to cover their auto payment feature, most of these companies do have your payment setup to automatically come out of your checking account.

Getting a short term or payday loan can seem like a bad idea to others, but I know from experience it is something that I have been grateful to have as an option. Funds get low, bills pile up, emergencies happen and that is why it is wonderful to have various short term loan options in our country these days. Just be safe, be smart and do not over borrow!

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Written by brandyellen

Brandy is a born and raised New Hampshire resident who loves to spend extra time laughing & smiling with her three children. Brandy runs multiple blogs & she loves to tweet daily and ramble on Facebook. Author, with her daughter, of Positive Girl - The Power of Your Thoughts Question about this post or something found within it? Read my Disclosure Policy as well as Terms of Use.

This article has 2 comments

  1. Rosey (973 comments) Reply

    They had these types of stores all over FL., but I don’t think I’ve ever seen them here in Michigan. I didn’t know they were online. It’s nice that you share these kinds of things.

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