Have you heard of Kiva? This is a great program that I have heard of prior to sharing this information I am about to share with you. Kiva’s mission is to ” to connect people through lending for the sake of alleviating poverty.” What a great concept, right? Kiva is the first person to person micro-lending website that is empowering entrepreneurs around the world! How Kiva Works People like you and me browse the list of entrepreneurs on the website and then lend money using credit card or PayPal for funding. The Field Partners at Kiva work hard to get all entrepreneur stories listed on the website so that you can browse the most up to date entrepreneurs who are seeking funding assistance. Over time the loan is paid back.